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Sunday, December 14, 2008

Taking Advantage Of A Credit Legal Repair Service

By William Blake

When it comes to restoring credit reports, there can seem to be nothing more important at that present moment. That is because something so simple as a number can hold your entire life back and bring your plans to a screeching halt. There is nothing more embarrassing then being turned down for that new home or car based on a number, which you find to be inaccurate. If you feel that there is something on your credit report that does not belong then it is certainly time to take action.

Generally your basic credit report repair service will be able to assist you but if they cannot, then there are other options available to you. There is such a thing as a credit legal repair service that will also be able to help you if you find that your circumstances require a much bigger answer then that of what the smaller companies can offer you.

When it comes to legal issues, a credit legal repair service company is the place that you would want to use in order to make sure that everything is taken care of correctly and in the right time frame.

Where To Find Them

If you start your search with a basic company and you end up finding that your issues are bigger then what they can handle for you, they may be able to refer you somewhere. That company may have a list of a few credit legal repair services around you that can assist you in your particular situation.

If no one is able to refer you or you just know that you have to start with a credit legal repair service then it is probably going to be up too you to find the right one. If you know of anyone who has used this type of service before then talk with them about their experience. This may help you go in the right direction for finding the right help.

There are also television commercials because there seems to always be an advertisement for a credit legal repair service. Check into what they have to offer and see what all of their services cost. Make sure to shop around so that you are not being taken advantage of but do not go with a credit legal repair service just because they are cheap.

You want to make sure that they are actually going to be able to do the job right all while charging a decent price. You do not want to make the situation worse just because you decided you wanted to save yourself a few dollars.

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Affordable Housing found in Non Standard Construction Properties

By Phillip Evans

In these tough economic times where it difficult to get on the housing ladder or awkward to find a property bargain non standard construction properties could offer a viable solution.

Non traditional construction or prefabricated concrete properties where originally designed as temporary housing as a solution to soldiers returning home after the Second World War and bomb damaged properties.

These temporary properties where built by Councils as part of their housing stock to be rented out as council houses. When the Conservatives introduced Right To Buy in the 1980's these council houses where sold to the tenants at a discounted price.

Estate Agents or valuers have always struggled to value these properties in contrast to traditionally built properties as most mortgage lenders are unable to lend against this type or property security as they still class prefabricated reinforced concrete houses as temporary despite being habitable in the 21st century.

It's estimated that there were about 1.25 million (one million two hundred and fifty thousand) of these types of properties built after the war. Which I'm sure you will agree offers a great affordable housing stock.

Enable Finance Ltd provide non standard construction mortgages even if these non standard properties do not have a PRC certificate or have not had remedial works carried out. The more popular non traditional housing is Reema Hollow Panel, Woolawy Bungalow, Wimpey No Fines and waites construction and if not always tend to be ex local authority flats or houses.

Non-traditional housing could provide the UK house hunter or buy to let investor a very viable solution. If you are a buy to let investor you will no doubt have come up against the rental yields not stacking up as property prices have soared over the past few years. These properties could offer a solution; make sure you speak with Enable Finance today.

With the Chancellor of the Exchequer increasing the stamp duty threshold to 175,000, most home movers buying non standard construction properties will not pay stamp duty as prices tend to be low. Non Traditional property could offer a real cost saving and affordable housing solution.

Enable Finance Ltd. provide non traditional mortgages on PRC properties in the UK for a free no obligation quote visit it us on line. There will be a fee for arranging mortgages, normally 1% of the advance, subject to a minimum of 1950 and a maximum of 2450. The fee can usually be added to the mortgage amount. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. Ask for a personalised illustration.

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