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Monday, February 23, 2009

Order Checks Online When Running Low On Personal Checks

By Joan Blaisdale

You're almost out of checks and before you run dry you may be thinking about running to the bank. But you can order checks online and save the middleman bank markup. There is no need to let the bank profit from your purchase.

Banking institutions need to make a profit and markup the price of checks they buy from a check manufacturer. When you order checks from the web direct from the manufacturer you are buying at wholesale prices. You'll not only save money but are able to order from your own computer saving gas, time and taxes.

Another feature is that you get to look over a more varied and a greater depth of check designs than you would had you been relegated only to the banks offering. The various categories offer many choices.

You'll save about 50% when you order direct. The quality of checks is no different then the quality of checks the bank sell you. After all you and they will be buying for essentially the same place. The only difference is you have more choices of categories and motifs.

Matching address labels, checkbook covers and contact cards are also available at discount pricing. All kinds of check formats from side tear, top stub, 3-per page and a variety of other formats are offered. Be warned, when you write a check, you'll need to make sure there is enough money to cover the amount entered for the check. Easy to record check registers help make that so.

When anyone accepts a check and deposits it in their account is called a payee. If the payee is unsure of the funds, often they will take it to the branch bank it is drawn in and cash the check at that location.

When there are not enough funds to cover the full amount of checks the check will not clear. This bounced check is bad news from a variety of perspectives.

Bounced personal checks are a bonus for the bank since service charges account for part of their earnings. High service charges that can devastate the drawee and erodes the saving achieved when you order checks online

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