Baby Phat Rush Card - Review
The Rush card also known as the baby phat rush card is a prepaid debit card. It was created by Russell Simmons a co founder of the hip-hop record label Def Jam.
The baby phat prepaid card works this way; you make a deposit on your card, then you can use your card to make purchases, then the funds to pay for those purchases are deducted from your card. The card offers 100% guaranteed approval.
There is no credit check or chex systems verification. You can have a card issued to you in black or in pink.
This card offers free direct deposit. To use this you simply fill out a form and turn that into your employer.
Your paychecks are then directly deposited into your rush account/card. You will still get the details from your employer. It will show the amount of your deposit and taxes and hours worked.
If you are in need of cash this card can be used at over 800,000 ATM's world wide. You also have free online account access.
You card can be used to make purchases over the phone and online. In addition your rush card allows you to write physical paper checks.
To use this feature you visit the website and input the person or business that you want to write a check to. This includes name, amount of payment and address.
Then hit send and a paper check will be sent to the individual. The is a good method to use when paying your monthly bills, because you will not have to pay for money orders.
With this service and direct deposit you will also save money by not having to pay for check cashing fees.
However, we do not recommend the rush credit card. This is because they have many fees that other cards do not have.
An example is the convenience fee. This is a fee you are charged every time you use your card.
The convenience fee is $1.00 with a monthly maximum of $10.00. However you will be charged a convenience fee for every purchase you make in a month.
You will have to wait till the end of the month and full calendar month later to have your extra charges refunded to your account.
This can work out to you waiting almost a full two months before you are refunded for your extra charges. This is insane, furthermore who only uses their card ten times in a month?
Furthermore to be charged for every purchase you make seems outrageous. Then to have to wait for a full calendar month to expire before you are issued your refund is unbelievable.
To enroll in bill pay the rush card will charge you $2.00 and then another $1.00 for every check you write from your account. There are other prepaid cards where this service is free.
The rush card says there are no hidden fees with their card. Yet you get charged every time you use your card. The rush card carries the most fees of any prepaid card we have reviewed.
In sum, we do not recommend the rush card to anyone. There are good prepaid credit cards; however this is not one of them.
The baby phat prepaid card works this way; you make a deposit on your card, then you can use your card to make purchases, then the funds to pay for those purchases are deducted from your card. The card offers 100% guaranteed approval.
There is no credit check or chex systems verification. You can have a card issued to you in black or in pink.
This card offers free direct deposit. To use this you simply fill out a form and turn that into your employer.
Your paychecks are then directly deposited into your rush account/card. You will still get the details from your employer. It will show the amount of your deposit and taxes and hours worked.
If you are in need of cash this card can be used at over 800,000 ATM's world wide. You also have free online account access.
You card can be used to make purchases over the phone and online. In addition your rush card allows you to write physical paper checks.
To use this feature you visit the website and input the person or business that you want to write a check to. This includes name, amount of payment and address.
Then hit send and a paper check will be sent to the individual. The is a good method to use when paying your monthly bills, because you will not have to pay for money orders.
With this service and direct deposit you will also save money by not having to pay for check cashing fees.
However, we do not recommend the rush credit card. This is because they have many fees that other cards do not have.
An example is the convenience fee. This is a fee you are charged every time you use your card.
The convenience fee is $1.00 with a monthly maximum of $10.00. However you will be charged a convenience fee for every purchase you make in a month.
You will have to wait till the end of the month and full calendar month later to have your extra charges refunded to your account.
This can work out to you waiting almost a full two months before you are refunded for your extra charges. This is insane, furthermore who only uses their card ten times in a month?
Furthermore to be charged for every purchase you make seems outrageous. Then to have to wait for a full calendar month to expire before you are issued your refund is unbelievable.
To enroll in bill pay the rush card will charge you $2.00 and then another $1.00 for every check you write from your account. There are other prepaid cards where this service is free.
The rush card says there are no hidden fees with their card. Yet you get charged every time you use your card. The rush card carries the most fees of any prepaid card we have reviewed.
In sum, we do not recommend the rush card to anyone. There are good prepaid credit cards; however this is not one of them.
About the Author:
Instead we suggest the account now visa they offer free activation, free direct deposit, free credit builder & free bill pay. We also suggest the all access card to read a review visit us.
posted by Debt Consolidation Loan at
8:42 AM
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